Associate in Applied Science in Risk Management and Insurance

Become a Student

General Help

Ask general questions at our support center.

Field of Interest

The Associate in Applied Science (AAS) in Risk Management and Insurance program is designed to provide students with foundational skills in insurance and risk management. This program encourages development of critical thinking, leadership, and communication skills as well as techniques for planning and organizing personal and business insurance strategies. Courses offer a framework of knowledge including an introduction to the insurance industry, risk management, principles of property and liability insurance, health, life, personal, and commercial insurance. A Certificate of Completion (CCL) in Risk Management and Insurance is also available and is fully embedded in this program.

Details

Important information you’ll need when applying for admission:

Field of Interest: Business, Entrepreneurialism and Management
Type: Associate in Applied Science (AAS)
Academic Plan: Risk Management and Insurance (DEG)
Academic Plan Code: 3172
Total Credits Required: 62-70
Catalog Year: 2025-2026
Effective Term: Fall 2024
Notes: Students must earn a grade of C or better in all courses within the program.

What You’ll Learn

This pathway map will help you gain the expertise needed to:

Apply effective oral, written, and visual business communication skills.
Analyze risk-based scenarios using basic financial principles.
Apply current technology to specific business tasks.
Demonstrate critical thinking through written and oral formats.
Analyze legal, regulatory, ethical, and social implications of insurance decisions and their impact on various individuals, groups, and companies.
Assess the insurance needs of individuals and businesses.
Evaluate underwriting and claims functions in terms of their impact on profitability.
Create a risk management plan to meet the needs of individuals and businesses.
Propose the appropriate insurance coverage to various risk-based scenarios.

Career Opportunities

Successful completion of this degree may lead to employment in a variety of different occupations and industries. Below are examples of related occupations with associated Maricopa County-based annual median wages* for this degree. Education requirements vary for the occupations listed below, so you may need further education or degrees in order to qualify for some of these jobs and earn the related salaries. Please visit with an academic advisor and/or program director for additional information. You can click on any occupation to view the detail regarding education level, wages, and employment information.

Auto Damage Insurance Appraisers

$70,586 Show expanded career information for Auto Damage Insurance Appraisers

Claims Adjusters and Examiners

$61,894 Show expanded career information for Claims Adjusters and Examiners

Financial Risk Specialists

$78,037 Show expanded career information for Financial Risk Specialists

Health and Safety Engineers

$111,127 Show expanded career information for Health and Safety Engineers

Insurance Clerks

$46,698 Show expanded career information for Insurance Clerks

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

Typical Education Level

a high school diploma or less

Hourly Median Wage

$22.45

Annual Median Wage

$46,698

Annual Job Openings

539

Number of People Employed

5,279

4-Year Employment Growth

Increase by 3.2 %

Insurance Sales Agents

$62,576 Show expanded career information for Insurance Sales Agents

Insurance Underwriters

$74,237 Show expanded career information for Insurance Underwriters

Loss Prevention Managers

$92,221 Show expanded career information for Loss Prevention Managers

* Career and wage information provided by Lightcast using data, reports, and forecasts which are generated using government data sources and Lightcast’s proprietary analytical processes. Lightcast’s data covers multiple classes of workers including QCEW, non-QCEW, and those who are self-employed. Disclaimer

Course Sequence by Term

The following is the suggested course sequence by term. Please keep in mind:

Students should meet with an academic advisor to develop an individual education plan that meets their academic and career goals. Use the Degree Progress Report Tool in your Student Center to manage your plan.
The course sequence is laid out by suggested term and may be affected when students enter the program at different times of the year.
Initial course placement is determined by current district placement measures and/or completion of 100-200 level course and/or program requirements.
Degree and transfer seeking students may be required to successfully complete a MCCCD First Year Experience Course (FYE) within the first two semesters at a MCCCD College. Courses include FYE101 and FYE103. Course offerings will vary by college. See an academic, program, or faculty advisor for details.
Consult with your faculty mentor or academic advisor to determine educational requirements, including possible university transfer options, for your chosen career field.

Full-time
Part-time

Full-time status is 12 credits to 18 credits per semester.

Note: Because you are viewing this pathway map on a mobile device, some columns below have been hidden. To view all columns, please rotate your device or view this page on a device with a larger screen.

Term 1

A sequence of suggested courses that should be taken during Term 1
Course Number	Course Name	Requisites	Notes	Area	Credits
INS100	Insurance Industry Profession		Gateway course		3
INS200	Principles of Property and Liability Insurance		Critical course		3
ENG101 or ENG107	First-Year Composition or First-Year Composition for ESL	Prerequisites: Writing placement or (C/ better in ESL097 or WAC101) or (B/better in ALT100) or (C in ALT100 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+) or (C/better in ESL202 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+). or Prerequisites: Writing test score or (C/better in ESL097 or WAC101),or (B/better in ALT100) or (C in ALT100 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+) or (C/better in ESL202 and Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+).View requisites		FYC or FYC	3
RE	Restricted Elective				3
CIS105 or BPC110	Survey of Computer Information Systems or Computer Usage and Applications			CS or CS	3
FYE101 or FYE103	Introduction to College, Career and Personal Success or Exploration of College, Career and Personal Success				1–3

Term 2

A sequence of suggested courses that should be taken during Term 2
Course Number	Course Name	Requisites	Notes	Area	Credits
INS205	Personal Insurance	Prerequisites: A grade of C or better in INS200 or permission of Instructor.View requisites			3
INS210	Commercial Insurance	Prerequisites: A grade of C or better in INS200 or permission of Instructor.View requisites			3
CRE101	College Critical Reading and Critical Thinking	Prerequisites: A grade of C or better in (ENG101 or ENG107) and (RDG095 or RDG100 or RDG111 or RDG112 or RDG113 or an appropriate district placement or permission of Instructor).View requisites	OR Equivalent as indicated by assessment	L	0–3
ENG102 or ENG108	First-Year Composition or First-Year Composition for ESL	Prerequisites: Grade of C or better in ENG101. or Prerequisites: A grade of C or better in ENG107.View requisites		FYC or FYC	3
RE	Restricted Elective				3
RE	Restricted Elective				3

Term 3

A sequence of suggested courses that should be taken during Term 3
Course Number	Course Name	Requisites	Notes	Area	Credits
COM100 or COM110 or COM225 or COM230	Introduction to Human Communication or Interpersonal Communication or Public Speaking or Small Group Communication	No requisites or No requisites or Prerequisites: A grade of C or better in ENG101, or ENG107, or equivalent. or No requisitesView requisites		SB or SB or L or SB	3
HU	Humanities, Fine Arts & Design			HU	3
RE	Restricted Elective				3
MA	Mathematics		Any approved general education course from the Mathematics area	MA	3–6
RE	Restricted Elective				3

Term 4

A sequence of suggested courses that should be taken during Term 4
Course Number	Course Name	Area	Credits
SB	Social & Behavioral Sciences	SB	3
SG or SQ	Natural Sciences General or Natural Sciences Quantitative	SG or SQ	4
RE	Restricted Elective		3
RE	Restricted Elective		3
RE	Restricted Elective		3

Restricted Electives

Students must choose a total of 24 credits from list of options below.

A list of additional, alternative, or supplemental courses for this pathway map
Course Number	Course Name	Notes	Credits
INS+++++	Any INS Insurance Studies course	Must complete 6-9 credits in this subject Any INS Insurance Studies course except courses used to satisfy Required Courses area.	6–9
CIS113DE or CIS114DE or CIS117DM	Microsoft Word: Word Processing or Excel Spreadsheet or Microsoft Access: Database Management	Maximum of 3 credits for this option	0–3
ACC+++++	Any ACC Accounting course	Maximum of 9 credits in this subject	0–9
COM+++++	Any COM Communication course	Maximum of 3 credits in this subject	0–3
EPS+++++	Any EPS Entrepreneurial Studies course	Maximum of 6 credits in this subject	0–6
GBS+++++	Any additional GBS General Business course	Maximum of 6 credits in this subject Recommend GBS120 or GBS233 as one of the course options	0–6
IBS+++++	Any IBS International Business course	Maximum of 3 credits in this subject	0–3
MGT+++++	Any MGT Management course	Maximum of 6 credits in this subject	0–6
MKT+++++	Any MKT Marketing course	Maximum of 6 credits in this subject	0–6
REA+++++	Any REA Real Estate course	Maximum of 6 credits in this subject	0–6
SBS+++++	Any SBS Small Business Management course	Maximum of 6 credits in this subject	0–6
TQM+++++	Any TQM Total Quality Management course	Maximum of 6 credits in this subject	0–6

A sequence of suggested courses that should be taken during Term 2
Course Number	Course Name	Requisites	Notes	Area	Credits
RE	Restricted Elective				3
INS205	Personal Insurance	Prerequisites: A grade of C or better in INS200 or permission of Instructor.View requisites			3

A sequence of suggested courses that should be taken during Term 3
Course Number	Course Name	Requisites	Notes	Area	Credits
INS210	Commercial Insurance	Prerequisites: A grade of C or better in INS200 or permission of Instructor.View requisites			3
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 4
Course Number	Course Name	Requisites	Notes	Area	Credits
ENG101 or ENG107	First-Year Composition or First-Year Composition for ESL	Prerequisites: Writing placement or (C/ better in ESL097 or WAC101) or (B/better in ALT100) or (C in ALT100 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+) or (C/better in ESL202 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+). or Prerequisites: Writing test score or (C/better in ESL097 or WAC101),or (B/better in ALT100) or (C in ALT100 & Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+) or (C/better in ESL202 and Corequisites: ENG101LL or ENG107LL or WAC101 or ENG100A+).View requisites		FYC or FYC	3
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 5
Course Number	Course Name	Requisites	Notes	Area	Credits
CRE101	College Critical Reading and Critical Thinking	Prerequisites: A grade of C or better in (ENG101 or ENG107) and (RDG095 or RDG100 or RDG111 or RDG112 or RDG113 or an appropriate district placement or permission of Instructor).View requisites	OR Equivalent as indicated by assessment	L	0–3
ENG102 or ENG108	First-Year Composition or First-Year Composition for ESL	Prerequisites: Grade of C or better in ENG101. or Prerequisites: A grade of C or better in ENG107.View requisites		FYC or FYC	3
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 6
Course Number	Course Name	Requisites	Notes	Area	Credits
CIS105 or BPC110	Survey of Computer Information Systems or Computer Usage and Applications			CS or CS	3
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 7
Course Number	Course Name	Requisites	Notes	Area	Credits
MA	Mathematics		Any approved general education course from the Mathematics area	MA	3–6
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 9
Course Number	Course Name	Requisites	Notes	Area	Credits
SG or SQ	Natural Sciences General or Natural Sciences Quantitative			SG or SQ	4
RE	Restricted Elective				3

A sequence of suggested courses that should be taken during Term 10
Course Number	Course Name	Requisites	Notes	Area	Credits
HU	Humanities, Fine Arts & Design			HU	3
SB	Social & Behavioral Sciences			SB	3

Ready to get started?

Follow one of the options below to get started on your personal career pathway.

Become a Student

Click here for MCC’s easy-to-use Enrollment Steps.

Program Information

Learn more about and find contact information for the Insurance program.

General Help

Ask general questions over the phone at 480-461-7400 or via online chat.

Course Area Key

Gateway Course = Generally the first major-specific course in a pathway.

Critical Course = A course that is highly predictive of future success in a pathway.

CS = Computer/Statistics/Quantitative Application
FYC = First Year Composition
HU = Humanities, Fine Arts, and Design
L = Literacy & Critical Inquiry

MA = Mathematics
SB = Social-Behavioral Sciences
SG = Natural Sciences General
SQ = Natural Sciences Quantitative

Disclaimer

Students must earn a grade of C or better for all courses required within the program.

Course Sequence total credits may differ from the program information located on the MCCCD curriculum website due to program and system design.

At Maricopa, we strive to provide you with accurate and current information about our degree and certificate offerings. Due to the dynamic nature of the curriculum process, course and program information is subject to change. As a result, the course list associated with this degree or certificate on this site does not represent a contract, nor does it guarantee course availability. If you are interested in pursuing this degree or certificate, meet with an academic advisor to discuss the requirements at your college for the appropriate catalog year.

View MCCCD’s official curriculum documentation for additional details regarding the requirements of this award (https://aztransmac2.asu.edu/cgi-bin/WebObjects/MCCCD.woa/wa/freeForm13?id=187337).

Previous Catalog Years

The pathway map presented above is for the current catalog year and is the intended pathway map for new students. All previous catalog years for this pathway map are available at the link below.

Previous catalog years for Associate in Applied Science (AAS) in Risk Management and Insurance

Search form